ACY Securities Review 2026

The basic trading model

ACY Securities offers leveraged trading across forex and CFDs, including share CFDs, indices, commodities and cryptocurrencies. Share CFDs provide price exposure rather than ownership of the underlying shares or voting rights. Crypto exposure is generally through leveraged derivatives rather than wallet ownership.

Customers choose an account type and connect it to a platform. Basic, Standard and ProZero accounts differ in minimum deposit and pricing; ACY's account conditions identify the ACY Trading Platform and MT5 for these tiers. MT4 and MT5 also support automated strategies through Expert Advisors, while the proprietary ACY Trading Platform is web-based.

Important regional differences

Trading conditions depend on the entity serving the client. The maximum leverage of up to 1:5000 applies to certain global accounts and platforms, while Australian retail clients are capped at 1:30 for major forex pairs and 1:20 for other FX pairs. Asset leverage also varies: global-account figures include up to 1:10 for cryptocurrencies and up to 1:5 for stocks and ETFs.

Trading costs

ACY Securities offers spread-only pricing on Basic and Standard accounts and raw-spread pricing with commission on ProZero. The average spread figures below are distinct from the ProZero minimum spread of 0.0 pips.

Share CFDs have separate commissions: from 0.08% for Australian shares and $0.02 per share for US exchanges, regardless of account type.

Non-trading costs

ACY Securities does not charge an inactivity or account-maintenance fee, and it does not charge internal deposit fees. Banks or payment providers may impose their own charges. The first five withdrawals in each calendar month are free; each additional withdrawal incurs $25 in the account's base currency.

Overnight swap or rollover charges apply to leveraged forex and CFD positions held past the daily market cut-off. Forex and metals have a triple swap on Wednesdays. Swap-free trading is available on the Standard account, but a position may incur an administration fee after typically four days. Currency conversion fees apply when a deposit currency differs from the account's base currency.

Cost takeaway

Basic and Standard avoid trading commissions on most instruments, with costs built into variable spreads. ProZero may suit traders prioritising raw-style spreads who are comfortable paying a per-lot commission. Share-CFD commissions, overnight financing, currency conversion and withdrawal charges beyond the monthly allowance can add to the headline trading cost.

Account options

Basic has the lowest minimum deposit, while Standard requires $100 and offers tighter spreads than Basic without a trading commission. ProZero starts at $200 and exchanges commission-free pricing for raw-style spreads and a per-side charge. A swap-free option is available only on Standard.

Platform choices

Base currency and account configuration

Base currencies include USD, AUD, EUR, GBP, NZD, CAD and JPY. Deposits in a currency different from the account's base currency can incur a conversion fee, so matching the two can avoid that charge. Demo accounts are available; KYC verification is required before funding a live account or trading live.

ACY Securities offers leveraged exposure across multiple CFD categories. Counts vary substantially by market, with shares making up the largest category.

Order execution

ACY Securities describes its broker model as hybrid. Slippage can occur because of market volatility and network latency. The ACY Trading Platform includes guaranteed stop-loss and take-profit orders at no additional cost, while the broker describes its margin as dynamic on that platform.

For professional and institutional traders, ACY Connect offers a FIX API solution using FIX 4.4 with selected FIX 5.0 SP2 extensions. The infrastructure uses cross-connected liquidity and co-location in Equinix data centres in LD4, NY4 and TY3.

Leverage, margin and stop-out

Maximum leverage reaches up to 1:5000 for certain global accounts and major currency pairs through the ACY Trading Platform; MT4 and MT5 global accounts generally reach up to 1:500 across most accounts. These are not universal limits. Australian retail clients are capped at 1:30 for major FX pairs and 1:20 for other FX pairs. Global-account leverage also varies by asset, including up to 1:10 for cryptocurrencies and up to 1:5 for stocks and ETFs.

The margin-call level is 100%, and the stop-out margin level is 30%–50%. The stop-out range is relevant when managing the possibility of positions being closed as account margin falls.

Trading restrictions

ACY Securities allows scalping, hedging and news trading on MT4 and MT5. Expert Advisors are supported on those platforms. Copy trading is available through Tradingcup and supports MT4 and MT5 accounts. Product availability and leverage can still vary by jurisdiction and instrument.

Day-to-day usability

The proprietary ACY Trading Platform is browser-based and includes an economic calendar, charting and risk-management tools. MT4 and MT5 add desktop-based automation through EAs; full custom-code development and testing are desktop/VPS-centred. VPS access supports MT4 and MT5, with a $35 monthly credit available when a trader reaches 20 lots per month.

1. Eligibility

ACY Securities restricts residents of the United States, Afghanistan, Central African Republic, Republic of Congo, Guinea-Bissau, Iran, Iraq, Lebanon, Libya, Mali, Somalia, Sudan, South Sudan, Syria, Ukraine, Yemen, Belarus, North Korea, New Zealand and Russia.

2. Registration

Choose an account type and platform, then register for a live account or a demo. Demo registration and platform testing do not require KYC verification.

3. Verification

Live trading requires identity verification. Applicants typically submit a government-issued identity document, such as a passport or driver's licence, and proof of residence, such as a utility bill. A selfie or liveness check is also part of the process. Account approvals are usually processed within a few hours after documents and checks are completed.

4. Initial funding

The minimum deposit starts at $50 for Basic, $100 for Standard and $200 for ProZero. The Premium Bespoke account requires $20,000. Deposit methods have a $50 minimum in the payment-method table below.

5. Getting ready to trade

After verification and funding, select the trading platform connected to the account. MT4 and MT5 support EAs, while the ACY Trading Platform is web-based. Scalping, hedging and news trading are permitted on MT4 and MT5.

Deposits

ACY Securities does not charge internal deposit fees, although merchant or intermediary fees may apply. The table distinguishes the broker's processing time from expected settlement time.

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Skrill	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
Tether	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
Bitcoin	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
Wire Transfer	$50	No broker deposit fee, merchant fees may apply	1–3 business days	1–7 business days
Visa	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
Mastercard	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
Alipay +	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
China Union Pay	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
QR Code Pay	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
DragonPay	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
Neteller	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours
USD Coin	$50	No broker deposit fee, merchant fees may apply	Instant–1 business day	Within 24 hours

Withdrawals

The first five withdrawals each calendar month are free. From the sixth withdrawal, a $25 fee applies in the account's base currency. Broker processing and final settlement can differ; withdrawal requests submitted before 21:00 AEST are processed the same business day, subject to the method's settlement process.

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Visa	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Mastercard	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Skrill	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Union Pay	$0	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Tether	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Bitcoin	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Alipay +	$0	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
China Union Pay	$0	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
QR Code Pay	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
DragonPay	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
Neteller	No broker minimum ($0)	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST
USD Coin	$0	First 5 withdrawals/month free, from the 6th - $25 in account base currency	Same business day if submitted before 21:00 AEST	Same business day if submitted before 21:00 AEST

Availability

ACY Securities offers phone, email and live-chat support 24/5. Email support is available at [email protected], and the broker's contact phone is +61 2 9188 2999.

How traders can get help

Traders can contact the support team through any of the three channels. The support languages include English, Chinese, Spanish, French, Arabic, Japanese, Vietnamese, Indonesian, Portuguese, Malay, Italian, Russian, Bengali, Punjabi, German, Cantonese and Korean.

Support limitations

Customer feedback is mixed. Quick responses and practical guidance receive positive comments, while withdrawal cases that are difficult to resolve and deposit or funding support can weaken the experience, particularly when an issue needs escalation or extended follow-up.

ACY Securities has regulatory jurisdictions in Australia and South Africa. The protection available to a client depends on the entity and client classification; safeguards described for Australian retail clients should not be assumed to apply to every international account.

Legal entities and regulators

Client money protections

ACY Securities segregates client funds in trust accounts separate from the firm's operating capital, including accounts at banks such as Commonwealth Bank of Australia. The broker also maintains Professional Indemnity Insurance. Clients trading under ACY AU and ACY LLC have PI Insurance liability coverage of up to $2,500,000 per claim for administrative errors, fraud or negligence, subject to policy terms and claims processes.

ACY Securities does not operate a traditional state-sponsored compensation fund for all global clients. Australian retail clients receive automatic negative balance protection; the broker may reset a negative account balance to zero. For wholesale or sophisticated investors and international clients, negative balance protection is a one-time courtesy or requires broker approval, depending on the terms. Swap-free accounts are available on Standard, generally for up to four days before an administration fee may apply.

Company transparency

ACY Securities was founded in 2011 and is privately held rather than publicly traded. Its offices are in Australia, South Africa and Vanuatu.

Important distinction

Segregated accounts and eligible PI Insurance relate to client-money handling or specified claims; they do not protect an account from ordinary trading losses. Negative balance protection is a separate safeguard, and its terms differ between Australian retail clients and other client groups.

What the headline claim suggests

A maximum leverage of up to 1:5000 can appear to describe the broker's general offering. In practice, that ceiling applies only to certain global accounts and major currency pairs through the ACY Trading Platform.

What happens in practice

Leverage changes with jurisdiction, platform and asset. Global MT4 and MT5 accounts generally reach up to 1:500 across most accounts, while Australian retail clients are capped at 1:30 on major FX pairs and 1:20 on other FX pairs. Global-account leverage is lower for some markets, including up to 1:10 for cryptocurrencies and up to 1:5 for stocks and ETFs.

Who should care most

Traders choosing an account chiefly for high leverage should confirm the entity, platform and instrument that will govern their own trades. The maximum figure is not a reliable assumption for every product or client region.

Practical example

An Australian retail client trading a major forex pair faces a 1:30 cap, not the global 1:5000 maximum. A trader using a global account also faces different limits by asset, such as up to 1:10 for cryptocurrency exposure.

Consider ACY Securities if you...

• Want to compare a $50 commission-free entry account with Standard and raw-spread, commission-based ProZero pricing.
• Use MT4 or MT5 and want access to EAs, copy trading or VPS hosting.
• Trade several leveraged CFD categories and are prepared to check product-specific leverage, financing and account conditions.

You may want to look elsewhere if you...

• Need the same high leverage across regions, platforms and instruments.
• Require direct share ownership rather than share-CFD exposure.
• Expect every withdrawal to be free, since a $25 fee applies from the sixth withdrawal in a calendar month.

ACY Securities' central proposition is choice: three main account tiers, multiple trading platforms and access to a broad range of leveraged markets from a $50 minimum. Its biggest compromise is that headline leverage is conditional, while costs can include account-specific commission, share-CFD charges, financing and fees for withdrawals beyond the monthly allowance. Traders who value platform and pricing choice—and who verify the conditions for their own entity and instruments—are most likely to accept that trade-off.

Our assessment focuses on account terms, costs, platform features, instrument range, funding conditions, regulatory protections and customer-support feedback. Broker claims, jurisdiction-specific conditions and customer opinions are treated separately; we do not claim personal testing of ACY Securities' services.

For more detail on how brokers are assessed, see our review methodology.