ATFX Review 2026

The basic trading model

ATFX operates as an STP broker and offers leveraged forex trading alongside indices, commodities, stocks and cryptocurrencies. Several of these markets are explicitly offered through derivatives: index exposure is through leveraged derivatives, stock exposure is mainly through CFDs rather than share ownership, and crypto exposure is generally through leveraged derivatives rather than wallet ownership. Forex leverage, swaps and pair availability can vary by account and legal entity.

Clients can trade through MT4 or MT5 on web, desktop and mobile, or use AT GO on mobile. Copy trading, social trading and API trading are also offered. The instruments available and the applicable trading conditions can differ by jurisdiction.

Important regional differences

ATFX operates under regulators in the United Kingdom, Australia, Hong Kong, Cyprus, the United Arab Emirates, South Africa, Cambodia, Mauritius, Seychelles and Jordan. The account entity affects leverage and protections. Eligible clients under the U.K. entity may qualify for FSCS investment protection up to £85,000, while eligible Cyprus clients may qualify for ICF protection up to €20,000.

Trading costs

ATFX uses floating spreads. The Standard account has average spreads of about 1.8 pips on EUR/USD and 2 pips on GBP/USD. Edge/Raw accounts start from 0.0 pips plus commission; that starting spread is not the same as an average spread.

Spread figures are averages for the specified instruments and account context, not guaranteed execution prices. ATFX also charges overnight swaps, and currency conversion fees may apply.

Non-trading costs

Deposit fees are not charged by ATFX. Withdrawal charges depend on the amount and payment method: withdrawals of at least €100/$100/£100 or a full-balance withdrawal are free on the stated methods, while smaller withdrawals can incur a €5/$5/£5 fee. Payment-provider or bank charges may also affect the final amount.

An inactivity fee applies after six consecutive months without trading, depositing or withdrawing. The monthly charge is $10, €10 or £10 until activity resumes or the balance reaches zero. Entity-specific examples include $10 AUD/USD/GBP/EUR monthly in Australia and R30/$2 monthly in South Africa. Currency conversion fees are another possible cost.

Cost takeaway

The Edge/Raw account may be relevant to traders prioritising a lower starting spread, but its commission must be considered alongside the spread. Standard pricing is easier to compare as a spread-based structure, though its average EUR/USD and GBP/USD spreads are 1.8 and 2 pips. Infrequent traders should also account for the inactivity charge and withdrawal thresholds.

Account options

ATFX’s account lineup includes Standard, Edge and Premium. The terms below reflect the distinctions available for these account types; regional eligibility and conditions can change the applicable setup.

The main account decision is between the Standard account’s spread-based pricing and Edge’s lower starting spread plus commission. The Edge minimum can be $100 in some regions, while Standard requires $500 initially. Premium is part of the account lineup, but its current global pricing and entry conditions are not consistent enough to compare here.

Platform choices

MT4 and MT5 provide desktop-based automation through their respective Expert Advisor environments, with VPS hosting also offered. AT GO is a mobile app and is not the platform choice for custom algorithmic trading.

Base currency and account configuration

Account base currencies include USD, EUR, GBP and ZAR. Currency conversion fees may apply. A demo account with virtual money is available, and clients can request an Islamic swap-free account; extended positions may incur administration or holding fees.

ATFX offers leveraged exposure across several market categories. The product count and structure differ by category, and derivatives do not confer ownership of the underlying asset where the product is a CFD or another leveraged derivative.

Order execution

ATFX operates as an STP broker. Positive and negative slippage can occur during volatile or fast-moving markets, so the execution price may differ from the price visible when an order is placed.

Leverage, margin and stop-out

Maximum leverage reaches 1:400 in some global account conditions, but regulated-entity limits vary. For standard retail accounts, the margin-call level is 100% and stop-out is 50%. Institutional/default setups use a 110% margin-call level, while institutional setups have a 100% stop-out level.

These thresholds are not interchangeable: the applicable margin and stop-out levels depend on the account setup. Traders should confirm the terms for the entity and account they will use.

Trading restrictions

ATFX allows hedging, scalping and news trading without restrictions. MT4 and MT5 support Expert Advisors and automation on desktop or VPS environments. API trading is also offered.

Day-to-day usability

MT4 and MT5 run on web, desktop and mobile, while AT GO is mobile-only. ATFX also offers VPS hosting, copy trading and social trading. The educational offering includes a Trading Tools & Skills Guide, webinars, seminars and trading education.

1. Eligibility

ATFX restricts access in Afghanistan, Bouvet Island, Catalonia, the Isle of Man, Israel, Kazakhstan, Lesotho, the Northern Mariana Islands, San Marino, Uganda, the United States, Vanuatu and Yemen. The relevant entity and regional rules determine the account terms.

2. Registration

Choose an account type and platform, then register through ATFX. Standard, Edge and Premium accounts are part of the account lineup; the minimum deposit and pricing can vary by account and region.

3. Verification

KYC verification is required. ATFX does not specify a universal approval time or a single document list in the account details presented here.

4. Initial funding

Standard accounts require an initial deposit of $500. Edge accounts may start at $100, depending on region. The listed payment methods have a $100 minimum deposit per method.

5. Getting ready to trade

Use the platform that matches your trading setup: MT4 or MT5 for desktop, web and mobile access, or AT GO for mobile trading. A free demo account with virtual money is also available for practice.

Deposits

ATFX does not charge a broker deposit fee for the methods below. Card and e-wallet deposits are usually processed within 30 minutes; wire transfers take up to one working day after receipt.

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Wire Transfer	$100	No broker deposit fee	within 1 working day after receipt	Within 1 working day after receipt
Visa	$100	No broker deposit fee	usually within 30 min	Within 30 minutes
Mastercard	$100	No broker deposit fee	usually within 30 min	Within 30 minutes
Skrill	$100	No broker deposit fee	usually within 30 min	Within 30 minutes
Neteller	$100	No broker deposit fee	usually within 30 min	Within 30 minutes

Withdrawals

Withdrawals are processed back through the original payment methods. ATFX’s processing time and the final time to receipt are distinct: the broker’s processing can take one working day, while the payment method may take longer to settle. Minimum withdrawal amounts and fees can vary by entity.

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Wire Transfer	$5 (ATFX Cambodia	Free for ≥100 EUR/USD/GBP or full-balance withdrawal, otherwise 5 EUR/USD/GBP	3–5 working days	Broker processing: 1 working day
Visa	$5 (ATFX Cambodia	Free for ≥100 EUR/USD/GBP or full-balance withdrawal, otherwise 5 EUR/USD/GBP	2–5 working days	Broker processing: 1 working day
Mastercard	$5 (ATFX Cambodia	Free for ≥100 EUR/USD/GBP or full-balance withdrawal, otherwise 5 EUR/USD/GBP	2–5 working days	Broker processing: 1 working day
Skrill	$5 (ATFX Cambodia	Free for ≥100 EUR/USD/GBP or full-balance withdrawal, otherwise 5 EUR/USD/GBP	Within 2 working days	Broker processing: 1 working day
Neteller	$5 (ATFX Cambodia	Free for ≥100 EUR/USD/GBP or full-balance withdrawal, otherwise 5 EUR/USD/GBP	Within 2 working days	Broker processing: 1 working day

The Cambodia minimum is $5 for the methods shown; other entities may use different minimums. For withdrawals below €100/$100/£100, the method-specific fee is €5/$5/£5 unless the withdrawal is for the full balance.

Availability

ATFX offers online chat, email and phone support 24/5. The stated contact details are the U.K. email address and phone number; contact routes may depend on the client’s region.

How traders can get help

Support languages include English, Spanish, Italian, German, Greek, Simplified and Traditional Chinese, Vietnamese, Thai, Malay, Indonesian, Filipino, Korean, Uyghur, Arabic, Farsi and Urdu. ATFX support is generally regarded by users as dependable, with positive feedback on practical guidance and courteous service.

Support limitations

Support is not described as 24/7. Traders needing assistance outside the 24/5 schedule should account for that availability limit.

ATFX operates through entities regulated across multiple jurisdictions, and the protections a client receives depend on the entity holding the account. ATFX states that client funds are segregated and that negative balance protection is offered. Compensation schemes apply only to eligible clients within the relevant jurisdictions.

Legal entities and regulators

ATFX also identifies regulation in the United Arab Emirates, Cambodia and Jordan. The protections and regulatory details for those jurisdictions should not be assumed to match the U.K. or Cyprus schemes.

Client money protections

ATFX says client funds are held in segregated accounts and that negative balance protection is available. Eligible U.K. clients may receive FSCS investment protection up to £85,000, while eligible Cyprus clients may receive ICF protection up to €20,000. These compensation limits are subject to eligibility and do not apply automatically to every ATFX account. Third-party excess-loss insurance may cover up to $1 million per client.

Company transparency

ATFX was founded in 2017 and is not publicly traded. The group’s multiple regulatory jurisdictions mean clients should check which entity will hold their account before relying on a particular protection or leverage limit.

Important distinction

Segregation and eligible compensation arrangements concern broker failure and client-money protection. They do not protect against losses from trading, leverage, spreads, financing or market movements.

What the headline claim suggests

A $100 minimum deposit and leverage up to 1:400 can make ATFX appear accessible across its account range. Those headline terms do not apply uniformly: Standard accounts require $500 initially, Edge’s $100 minimum depends on region, and leverage caps vary by regulated entity.

What happens in practice

The account and entity determine which terms apply. That affects the initial funding requirement, maximum leverage and the protections available. The advertised Edge starting spread also comes with commission, while Standard pricing is spread-based.

Who should care most

New traders with a fixed small budget should confirm the minimum for their specific account before registering. Traders comparing leverage or compensation protection across jurisdictions should also identify the entity that will hold their account rather than relying on a global headline.

Practical example

A client choosing Standard should plan for a $500 initial deposit, not assume the $100 Edge threshold applies. A client considering Edge may be able to start at $100 in some regions, but should also account for commission and confirm local eligibility.

Consider ATFX if you...

• want to choose between MT4, MT5 and a mobile-specific proprietary app;
• trade leveraged forex and derivatives across markets such as indices, commodities, stocks and cryptocurrencies;
• are comparing spread-based Standard pricing with Edge/Raw spreads from 0.0 pips plus commission;
• value a demo account, copy trading, social trading or desktop/VPS automation.

You may want to look elsewhere if you...

• need the same leverage and protections regardless of jurisdiction;
• cannot meet the $500 Standard-account initial deposit and your region does not offer the $100 Edge threshold;
• need a desktop version of AT GO or full MT4/MT5 automation on web or mobile;
• want to avoid inactivity fees, overnight swaps or possible currency conversion and withdrawal charges.

ATFX’s strongest proposition is its combination of MT4, MT5 and AT GO with a multi-market leveraged offering and an Edge account that starts from 0.0 pips plus commission. Its main compromise is that minimum deposits, leverage and protections vary by account and jurisdiction, while Standard requires $500 initially. Traders comfortable checking entity-specific terms and comparing spread-plus-commission pricing are most likely to accept that trade-off.

This review considers ATFX’s account terms, spreads and charges, instruments, platforms, funding conditions, regulatory registrations and client-money protections. Regulatory records and broker disclosures are treated separately from user feedback, and no personal trading test is claimed here. For more detail on how brokers are assessed, see our review methodology.