FIBO Group Review 2026

The basic trading model

FIBO Group offers Market Maker and NDD account models. Its account options connect these models to different pricing and platforms: MT4 Fixed is a fixed-spread, market-maker-style account, while MT4 and MT5 NDD accounts use commission-based pricing. Cent accounts are denominated in cents and do not charge trading commission.

Forex, commodities, indices, stocks and cryptocurrencies are available through leveraged trading products. Stock exposure is mainly through CFDs, so clients do not own shares or receive voting rights. Crypto exposure is generally through leveraged derivatives rather than wallet ownership. Commodity exposure is mainly through derivatives linked to spot or futures prices.

FIBO Group also offers copy and social trading, as well as PAMM manager and investor profit-sharing programs. These options sit alongside self-directed trading rather than changing the underlying account pricing model.

Important regional differences

FIBO Group does not accept clients from the United Kingdom, North Korea or the United States. Its stated regulatory jurisdiction is the British Virgin Islands; the protections attached to that framework should not be assumed to match those in other jurisdictions.

Trading costs

FIBO Group uses fixed and floating spreads. The average spread figures below are averages, not minimum advertised spreads. The broker charges commission on NDD and ECN account types, with an example rate of $20 per $1,000,000 traded; standard and cent accounts are spread-only.

Minimum spreads and account-specific spreads can differ from these averages. For example, MT4 NDD and cTrader NDD spreads start from 0.0 pips, with commission; MT4 NDD No Commission starts from 0.8 pips without trading commission. MT4 Fixed has fixed spreads from 2 pips and no commission.

Non-trading costs

Overnight swap charges apply to positions held overnight unless the account has an approved swap-free Islamic option. That option is available on eligible MT4 Fixed accounts and uses wider fixed spreads instead of swaps. Withdrawal fees vary by payment method: examples include a 1% charge for one e-wallet route, 2% with a $1 minimum for another, and approximately $35–$50 for wire transfers. Some processor charges depend on the payment provider. FIBO Group charges no deposit fee, inactivity fee or currency conversion fee.

Cost takeaway

Spread-only accounts make trading costs easier to read from the quoted spread, while NDD and ECN accounts add commission to the spread. Traders comparing account pricing should consider both parts rather than treating a 0.0-pip starting spread as the full cost. Overnight positions and withdrawals can add costs that vary by account or payment route.

Account options

FIBO Group’s account choice affects the pricing model, platform and, in some cases, the maximum leverage. The comparison below includes the account types offered by FIBO Group for which account-specific conditions are available.

The choice is not simply between platforms: it also changes the balance between spread and commission, fixed and floating pricing, and leverage. Cent accounts use smaller account denominations and have the highest leverage ceiling, while NDD accounts use commission-based pricing. The Islamic option modifies overnight financing on eligible MT4 accounts rather than forming a separate platform.

Platform choices

Base currency and account configuration

Base currency options include USD Cent, GLD Cent, EUR, USD, GLD, BTC and ETH. FIBO Group offers a demo account. Its swap-free option is available on eligible MT4 accounts and replaces swaps with wider fixed spreads.

FIBO Group covers leveraged markets across currencies, derivatives, shares and crypto. The structure matters: CFD exposure to shares does not confer ownership or voting rights, and cryptocurrency trading generally does not involve holding coins in a wallet.

Order execution

FIBO Group operates Market Maker and NDD models. Positive and negative slippage can occur on market and stop orders, particularly in fast or volatile conditions. The broker does not provide an execution-speed figure in its specifications.

Leverage, margin and stop-out

The 1:5000 maximum applies to Cent accounts only, and leverage falls as equity grows. Account-specific limits include up to 1:5000 on MT5 Cent, 1:3000 on MT4 Cent, 1:400 on MT4/MT5 NDD and cTrader NDD, 1:1000 on cTrader Zero Spread, and 1:200 on MT4 Fixed. The cTrader Zero Spread limit is lower for metals.

A margin call is triggered at a 150% margin level; forced liquidation begins at 50%. These thresholds make account equity and margin usage central to how much exposure can remain open before intervention.

Trading restrictions

FIBO Group allows hedging, scalping and news trading. API trading and VPS hosting are available. MetaTrader Expert Advisors and cTrader cBots can be used through the relevant desktop or VPS environments; WebTerminals do not run MetaTrader Expert Advisors.

Day-to-day usability

Traders can use desktop, web and mobile versions of MT4, MT5 and cTrader. MT4 and MT5 WebTerminals provide browser access, but advanced automation and custom-code workflows remain centered on desktop or VPS environments. A demo account is also available for platform familiarization.

1. Eligibility

FIBO Group does not accept clients from the United Kingdom, North Korea or the United States. Its regulatory jurisdiction is the British Virgin Islands.

2. Registration

Applicants can compare the available MT4, MT5 and cTrader account types before choosing an account model. The choice affects pricing, platform access and, for some accounts, leverage.

3. Verification

FIBO Group requires verification (KYC). Specific document requirements and approval times are not included in its account details.

4. Initial funding

Cent accounts have a $0 minimum deposit in the broker’s general account information; the account specifications give a one-cent equivalent for MT4 Cent and MT5 Cent. NDD and cTrader accounts require $50–$300 in the general account information, while several specific NDD and cTrader accounts have a $50 minimum. Payment-method minimums are $50.

5. Getting ready to trade

Clients can use MT4, MT5 or cTrader on desktop, web and mobile, with WebTerminal access for MT4 and MT5. A demo account is available. Traders using automated strategies should note that full MetaTrader EA workflows are desktop/VPS-based, while cTrader cBots can run through its cloud functionality.

Deposits

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Wire Transfer	$50	0% broker deposit fee, provider/network terms may apply	1–5 business days	1–5 business days
Skrill	$50	0% broker deposit fee, provider/network terms may apply	Instant to same day	Instant to same day
Neteller	$50	0% broker deposit fee, provider/network terms may apply	Instant to same day	Instant to same day
WebMoney	$50	0% broker deposit fee, provider/network terms may apply	Instant to same day	Instant to same day
Tether	$50	0% broker deposit fee, provider/network terms may apply	Instant to same day	Instant to same day
Bitcoin	$50	0% broker deposit fee, provider/network terms may apply	Instant to same day	Instant to same day
Fasapay	$50	0% broker deposit fee, provider/network terms may apply	Instant to same day	Instant to same day

FIBO Group charges no deposit fee, although provider or network terms may apply. Bank transfers can take longer than card and e-wallet deposits.

Withdrawals

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Wire Transfer	$10	About $35–$50	3–5 business days	3–5 business days
Skrill	$10	1%	Usually within several minutes after processing	Usually within several minutes after processing
Neteller	$10	2% (minimum 1 USD/EUR)	Within 2 business days	Within 2 business days
WebMoney	$10	Payment-processor fee, current rate not verified on public table	Usually within 2 business days	Usually within 2 business days
Tether	$10	0%–0.5% depending crypto route/network	Provider/network dependent	Provider/network dependent
Bitcoin	$10	0%–0.5% depending crypto route/network	Provider/network dependent	Provider/network dependent
Fasapay	$10	Payment-processor fee, current rate not verified on public table	Usually within 2 business days	Usually within 2 business days

Withdrawal charges and settlement times vary by route. Broker processing is not necessarily the same as the time a bank or payment provider takes to complete settlement, particularly for wire transfers and crypto routes.

Availability

FIBO Group gives its support hours as 24/7 and offers live chat, email, phone and a call-back request.

How traders can get help

Clients can contact the team through the channel that fits their query. The broker’s support languages include English, German, Russian, Arabic and several other languages.

Support limitations

Customer feedback includes reports of difficulty obtaining useful help through direct channels and lengthy verification cases. Some customers describe courteous service and useful technical support, but dependable resolution remains a recurring concern.

FIBO Group’s stated regulatory jurisdiction is the British Virgin Islands, where it identifies the BVI FSC as its regulator. It reports segregated client funds and negative balance protection, but there is no investor compensation scheme. These protections do not make trading losses risk-free.

Legal entities and regulators

Client money protections

FIBO Group reports that client funds are segregated and that negative balance protection prevents account balances from falling below zero during gap slippage. There is no investor compensation scheme. These protections are distinct from reimbursement for trading losses and should not be treated as a guarantee against broker failure.

Company transparency

FIBO Group was founded in 1998 and is not publicly traded. Its headquarters are in the British Virgin Islands.

Important distinction

Segregated funds, negative balance protection and compensation arrangements concern different risks. Negative balance protection addresses the possibility of an account balance becoming negative; it does not prevent losses on open positions or guarantee that a client will recover funds if a firm fails.

What the headline claim suggests

A maximum leverage of 1:5000 can make FIBO Group appear to offer the same high leverage across its account range.

What happens in practice

The 1:5000 ceiling applies only to Cent accounts, and leverage falls as equity grows. Account-specific limits are lower on other options: MT4 Fixed reaches 1:200, NDD accounts reach 1:400, and cTrader Zero Spread reaches 1:1000, with lower leverage for metals.

Who should care most

Traders choosing an account chiefly for its maximum leverage should compare the limit attached to that exact account, rather than relying on the broker-wide headline. This is especially relevant when comparing Cent accounts with NDD or cTrader options.

Consider FIBO Group if you...

• Want to compare MT4, MT5 and cTrader account models, including fixed-spread, cent and NDD options.
• Are considering PAMM investing, copy trading or social trading alongside self-directed trading.
• Need access to demo trading, desktop automation or VPS hosting.

You may want to look elsewhere if you...

• Require an investor compensation scheme.
• Need regulation outside the British Virgin Islands or are resident in the United Kingdom, North Korea or the United States.
• Expect every account to carry the 1:5000 leverage ceiling or want consistently dependable support resolution.

FIBO Group’s strongest proposition is its combination of account models and platform choice, with PAMM and copy-trading features for traders exploring managed or social strategies. Its biggest compromise is a BVI regulatory framework with no investor compensation scheme, alongside support-resolution concerns. More experienced traders who value account flexibility and accept those limitations are the likeliest to find the setup relevant.

This review considers FIBO Group’s account specifications, pricing, platforms, product structure, payment terms, regulatory details and customer-support feedback. Broker specifications and customer opinions are treated as different kinds of information; no personal trading test is claimed. For more detail on how brokers are assessed, see our review methodology.