Libertex Review 2026

The basic trading model

Libertex combines leveraged trading with an investing account. Its CFD offering covers markets such as forex, indices, commodities, shares and cryptocurrencies; the Portfolio account is for investing in real shares and ETFs without leverage. These are different products: a CFD position is not the same as owning a share.

Clients can use Libertex's proprietary web and mobile platform or choose MT4 or MT5. The account options include Libertex, MT4 Market and MT5 Market. Social and copy trading are also available through Libertex tools and, for MT4 and MT5 users, integrated functionality.

Important regional differences

Product access, account terms and leverage depend on the client's jurisdiction and account. Libertex is regulated by CySEC, while its maximum leverage varies by jurisdiction, account and asset. EU and UK retail clients face a 1:30 cap for major currency pairs; higher maxima apply only in other eligible circumstances.

Trading costs

Libertex uses floating spreads and commissions, with charges depending on the asset, account type and platform. CFD trading is generally commission-based rather than relying only on spreads. The figures below are average spreads for the specified instruments, not minimum advertised spreads.

Some real-stock investing through the Libertex Invest account is commission-free, while standard market spreads still apply. Most cryptocurrency CFDs have zero commission, with the market spread applying. These conditions do not make all Libertex products commission-free.

Non-trading costs

Deposits have no Libertex fee, although payment providers may charge their own fees. Withdrawal charges depend on the method: the withdrawal schedule includes a €1 fee for card withdrawals, a 0.5% charge for SEPA and wire transfers with a €2 minimum and €10 maximum, 1% for Neteller and Skrill, and free PayPal withdrawals. Currency conversion can cost up to 0.3% when the account currency differs from the asset's quoted currency or the currency of a deposit or withdrawal.

Leveraged positions held past the daily market close can incur overnight swap charges. Many crypto CFDs are designated swap-free. A standard CFD account may incur a monthly maintenance fee of €10, £10, CHF 10 or PLN 50 after 180 calendar days without trades, open positions, deposits or withdrawals, if the balance is below the applicable threshold: €5,000, £4,500, CHF 5,300 or PLN 22,500. Portfolio accounts do not incur this inactivity fee.

Cost takeaway

Active CFD traders should assess both the spread and the applicable commission, then include overnight financing if they hold positions beyond the trading day. Investors using the Portfolio account avoid leverage and overnight interest charges, but still face market spreads and should check the relevant withdrawal and conversion costs.

Account options

Libertex offers three account types: Libertex, MT4 Market and MT5 Market. Their platform access and pricing model differ, but the minimum-deposit conditions are not specified separately by account in the account comparison below.

The proprietary account suits traders who prefer Libertex's own interface, while MT4 Market and MT5 Market provide access to their respective MetaTrader terminals. Traders choosing between them should check the specific account terms for their location, including the applicable costs and leverage.

Platform choices

Base currency and account configuration

Base account currencies include EUR, GBP, CHF and PLN. Libertex offers a demo account, but it does not offer an Islamic account. The Libertex Portfolio account is for real-share investing without leverage and does not incur overnight interest fees; this is distinct from a swap-free Islamic CFD account.

Libertex spans leveraged markets and real-share investing, with instrument counts varying by category. The Portfolio account is for real shares and ETFs; the CFD account covers leveraged markets including forex, indices, commodities and shares.

Order execution

In fast markets, the execution price can move away from the requested level in either direction. Libertex gives a minimum trade investment of $10 per individual instrument, so a deposit at the minimum may not leave enough free margin to maintain multiple positions.

Leverage, margin and stop-out

Maximum leverage depends on jurisdiction, account and asset. For EU and UK retail clients, major currency pairs are capped at 1:30; maximum leverage can reach 1:999 on some offshore accounts. The specific allowance for an instrument should be checked against the applicable account and legal entity.

The margin-call level is 100%, and the stop-out margin level is 50%. These thresholds matter when monitoring leveraged positions, particularly during volatile markets.

Trading restrictions

Libertex allows scalping, hedging and news trading. External API trading is not available on the proprietary platform, but algorithmic trading is possible through MT4 and MT5 using Expert Advisors and custom scripts. Libertex does not provide its own VPS hosting, so MetaTrader automation users must arrange any VPS separately.

Day-to-day usability

The proprietary platform is available on web and mobile, while MT4 and MT5 offer desktop, web and mobile access. Libertex also offers a demo account and copy-trading tools, including a dedicated social copy-trading app for iOS and Android.

1. Eligibility

Libertex restricts access in many countries and territories, including the United States, United Kingdom, Cyprus and the European Union. Check eligibility for your residence before registering, as account access and trading terms vary by jurisdiction.

2. Registration

Clients can create an account through the Libertex website and choose from the Libertex, MT4 Market or MT5 Market account options. A demo account is also available.

3. Verification

KYC verification is required for real-money accounts. Libertex requires identity and address documents, such as a government-issued photo ID and a recent bank statement or utility bill. Verification must be completed before clients can fully fund the account, trade or withdraw.

4. Initial funding

The typical minimum first deposit is €100, although the limit can vary by region and payment method. Card and e-wallet deposits can be instant; bank-wire deposits typically take 3–5 business days.

5. Getting ready to trade

Before placing a trade, choose the relevant platform and check the instrument's trade size, leverage, spread, commission and any overnight charges. The minimum investment for an individual instrument is $10.

Deposits

Libertex does not charge a broker deposit fee, although payment-provider fees may apply. Card and e-wallet payments can be instant, while bank transfers take longer.

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Mastercard	$10	No broker deposit fee, provider fees may apply	Instant	Instant
Visa	$10	No broker deposit fee, provider fees may apply	Instant	Instant
PayPal	$10	No broker deposit fee, provider fees may apply	Instant	Instant
Skrill	$10	No broker deposit fee, provider fees may apply	Instant	Instant
SEPA	$10	No broker deposit fee, provider fees may apply	2–5 business days	2–5 business days
Wire Transfer	$0	No broker deposit fee, provider fees may apply	2–5 business days	2–5 business days
Neteller	$10	No broker deposit fee, provider fees may apply	Instant	Instant
Sofort	$10	No broker deposit fee, provider fees may apply	Instant	Instant
Giropay	$10	No broker deposit fee, provider fees may apply	Instant	Instant

Withdrawals

Withdrawal processing depends on the method and approval. E-wallet payouts are usually completed within 24 hours, card withdrawals can take 1–5 business days, and SEPA or international wire transfers take around 3–5 business days. Payment-provider or bank settlement can affect the time before funds arrive.

Method	Minimum	Broker Fee	Broker Processing	Expected Settlement
Mastercard	€10	€1	Up to 7 business days	Up to 7 business days
Visa	€10	€1	Up to 7 business days	Up to 7 business days
PayPal	€10	Free	Usually instant once approved	Usually instant once approved
Skrill	€10	1%	Usually instant once approved	Usually instant once approved
SEPA	€0	0.5% (min €2, max €10)	2–5 business days	2–5 business days
Wire Transfer	€0	0.5% (min €2, max €10)	2–5 business days	2–5 business days
Neteller	€10	1%	Usually instant once approved	Usually instant once approved

Availability

Libertex provides email, phone and Help Center support. Support is generally available on weekdays, but hours can differ by region and channel.

How traders can get help

Clients can contact the support team by email at [email protected] or by phone at +357 22 025 100, or use the Help Center. The published support languages include English, Dutch, French, German, Italian and Spanish.

Support limitations

Feedback indicates that straightforward requests are generally handled reliably and courteously, while more complex cases can expose difficulties resolving withdrawal issues and deposit or funding problems. Support is therefore a less certain part of the experience when an issue requires detailed follow-up.

Libertex is headquartered in Cyprus and is regulated by CySEC under licence 164/12. The protections associated with the CySEC entity apply to eligible clients under that entity; they should not be treated as global guarantees for every account or jurisdiction.

Legal entities and regulators

Client money protections

Libertex segregates client funds from its operating capital. Eligible retail clients under the CySEC entity are covered by the Investor Compensation Fund (ICF) up to €20,000. Libertex also offers negative balance protection, which means it waives recovery of a deficit if market movements take an account below zero.

Company transparency

Libertex was founded in 1997 and is not publicly traded. Its head office is in Limassol, Cyprus.

Important distinction

Segregation and ICF compensation concern client money and broker-failure scenarios under applicable conditions. Negative balance protection limits the amount owed after adverse trading outcomes; none of these protections prevents losses on trades.

What the headline claim suggests

Libertex's maximum leverage reaches 1:999 in some circumstances, which can look like a standard feature across the platform.

What happens in practice

That maximum is not universal. Leverage depends on jurisdiction, account and asset, and EU and UK retail clients are capped at 1:30 for major currency pairs. Pricing also varies by instrument and platform, with CFD commissions, spreads and overnight costs all relevant to the final expense.

Who should care most

Traders comparing headline leverage or planning to hold leveraged positions overnight should check their entity-specific limits and the charges for each instrument before trading. A high maximum does not establish the terms available to a particular client.

Practical example

A retail client in the EU or UK trading a major currency pair faces a 1:30 leverage cap, even though some offshore accounts can reach 1:999. The two figures apply in different circumstances and should not be treated as interchangeable.

Consider Libertex if you...

• Want a proprietary web or mobile trading platform but value the option to use MT4 or MT5.
• Trade CFDs actively and are prepared to check commissions, spreads and overnight costs instrument by instrument.
• Want access to copy trading or a demo account before committing to a live trading setup.

You may want to look elsewhere if you...

• Need an Islamic or swap-free CFD account.
• Require external API access on the proprietary platform or a broker-provided VPS for automation.
• Need predictable withdrawal costs across methods or support for a country where Libertex restricts access.

Libertex's strongest proposition is the combination of its proprietary platform with MT4 and MT5 access, alongside a broad mix of CFD markets and real-share investing. Its biggest compromise is that costs and leverage depend on the product, account and jurisdiction, while withdrawals can carry method-specific fees. Active CFD traders who are comfortable checking those terms are most likely to accept that trade-off.

This review assesses Libertex's account options, platforms, products, pricing, funding, customer support and client protections, while distinguishing broker claims from regulatory details and account-specific terms. For more detail on how brokers are assessed, see our review methodology.